BRICS Pay
What is BRICS Pay
BRICS Pay is an innovative cross-border payment platform connecting businesses and individuals across BRICS+ countries. It is a unified BRICS payment system integrating national payment networks with blockchain technology for faster, cheaper transfers. The BRICS Pay app and wallet empower you to pay securely anywhere, including support for our native BRICS coin (BRC) and major cryptocurrencies like XRP.
We also offer a BRICS Pay card for easy spending at millions of merchants worldwide. The team behind BRICS Pay is committed to providing equal access to financial services by connecting diverse nations with seamless, fast, secure, and affordable payment solutions.
Why Choose BRICS Pay
Co-developed by financial and tech experts from all BRICS nations, BRICS Pay is designed with local regulations and needs in mind. It works alongside existing national payment infrastructures, creating bridges rather than disruptions. This means you can pay from your bank, mobile wallet, or BRICS Pay card in one country and have funds arrive seamlessly in another, without hidden fees or delays.
Powered by blockchain and decentralized messaging, BRICS Pay processes transactions instantly and securely. The platform leverages high-speed networks like XRP for instant, low-cost settlements. End-to-end encryption and a decentralized architecture ensure your data and funds stay safe. Businesses gain easy integration and settlement finality, while the BRICS Pay app makes global transfers as convenient as local banking.
Key Features
- Cross-Border Payments: Send and receive money instantly across BRICS nations using local currencies or crypto, with lower fees than traditional banking.
- Multi-Currency & Crypto: It supports all major BRICS country currencies and leading cryptocurrencies (e.g., BRICS coin, XRP), giving you flexibility and control of your money.
- Mobile App & Card: Manage your funds on the go via the BRICS Pay mobile app, and use our virtual/physical card for easy, global spending.
- Fast & Low-Fee Settlements: Powered by blockchain and decentralized messaging, transactions are cleared in seconds with minimal cost.
- Secure & Decentralized: End-to-end encryption and a decentralized network protect your payments and data from tampering or outages.
How It Works
Getting started with BRICS Pay is simple. Users can sign up and link a bank account or crypto wallet to the app. Choose the amount and currency to send, enter the recipient’s details, and tap send. BRICS Pay’s decentralized network automatically finds the best route—sometimes via local banking rails, other times through blockchain nodes (like XRP)—to transfer your funds. The recipient receives the money in their local currency or crypto within seconds. Meanwhile, you can monitor each step in real time through our app or dashboard.
For example, a small business in India could invoice a partner in South Africa in rupees. BRICS Pay will route and convert that payment seamlessly, so the South African rand arrives instantly in the beneficiary’s account. We handle the encryption and cross-border messaging behind the scenes, so the process is as easy as sending a text message or scanning a QR code. Its global payments are frictionless, with no manual currency exchanges or hidden waiting periods.
Traditional vs. BRICS Pay: A Comparison
To truly appreciate BRICS Pay, let’s compare it with traditional international payment methods:| Aspect | Traditional International Payments | BRICS Pay |
| Speed | Slow transfers can take 2–5 days to clear through banks and intermediaries. | Fast – near-instant settlement using blockchain and direct network links. |
| Cost | High fees – multiple banks and currency conversions add hefty charges. | Low fees – minimal intermediaries and direct currency exchange reduce costs. |
| Currency Conversion | USD is often used as a go-between, requiring double conversion (local currency → USD → target currency). | Local-to-local – direct conversion between BRICS currencies (or via a BRICS stablecoin) without reliance on the dollar. |
| Control & Autonomy | Centralized systems dominated by Western networks are subject to external sanctions or restrictions. | Decentralized consortium; each nation retains financial sovereignty with an independent BRICS payment system. |
| Accessibility | Limited access – traditional systems may exclude those without international bank accounts; sanctions can block transactions. | Inclusive access—Anyone in BRICS nations with a bank or mobile money account can participate, insulated from external political pressures. |
Built for Businesses & Individuals
BRICS Pay is built to meet the needs of both businesses and individual users. Companies can integrate the BRICS Pay platform into their payment infrastructure, supporting cross-border payroll, supplier payments, and international invoicing in local currencies. Our APIs and merchant tools make it easy to accept payments from anywhere in the BRICS region, simplifying compliance and accounting. Meanwhile, individuals—from travelers and expats to freelancers—can send money home, pay friends, or shop online with the same ease as a domestic payment. The intuitive mobile app and BRICS Pay card put global financial services into a familiar, wallet-friendly format.
For example, a Brazilian e-commerce seller can price goods in reais, while customers in China or Russia pay in their own currency. BRICS Pay handles the conversion automatically and settles the final amount in reais for the seller. On the user side, everyday tasks like remittances, splitting bills, or topping up mobile balance become quick and cheap with a few taps. It’s like having a global bank branch in your pocket, with no usual paperwork or high exchange fees.
Brics Combo Airdrop
Contest Live
Welcome yo buy one, get two contest! unwrap the joy of savings with our unbeatable deal!
Brics airdrop grants participants a double bonus in BRC tokens on tokens purchased during the airdrop by Dec 24, 2023.
Airdrop Duration:
25th Nov. 2023 To 24th Dec. 2023
How To Participate in The Brics (BRC) Combo Airdrop?
Participating in the Brics (BRC) airdrop is easy. First, go to the Gleam page, and all you have to do is follow a few simple steps to receive a double bonus in BRC tokens on tokens purchased during the airdrop.
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Video Contest Live
CHANCE TO WIN
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Make The Best Instructional Video
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Duration
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Terms
The best instructional video will win 1000 BRC token each for bricstechnology.io
The video will be published on our youtube channel and other platforms along wih the name of the maker.
Please share your High-resolution video or its drive link through email at info@bricstechnology.io along with your name and BRC wallet address.
Referral Program
Invite your friends and family and receive 10% bonus on he or she token purchase. The referral link may be used during a token contribution, in the pre-sale and the ICO.
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Explore More Tools
For investors and traders, we provide tools to plan your crypto strategy. Use our XRP Profit Calculator to estimate gains on XRP, or the Crypto Profit Calculator for a wide range of cryptocurrencies. We even offer a Bitcoin Profit Calculator and an Arbitrage Calculator to compare trading opportunities. Ready to join BRICS Pay? Our How to Buy guide shows the easiest way to acquire the BRICS coin (BRC), and you can stay up to date with the latest BRICS Pay news in our BRICS News section.
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Partners & Supporters
What is the BRICS Pay system?
BRICS Pay is a blockchain-based platform for instant, low-cost cross-border payments among BRICS nations using local currencies or crypto.
Can BRICS Pay Replace Swift?
BRICS Pay offers an alternative to SWIFT by enabling decentralized, direct transactions without relying on Western banking networks.
How to invest in BRICS pay?
You can invest by acquiring BRICS-related digital assets or coins through trusted crypto platforms. See our “How to Buy” guide for steps.
How to use BRICS Pay?
Download the BRICS Pay app, link your account or wallet, choose a currency, and send or receive payments globally in seconds.
Why Does BRICS Pay Matter?
It boosts financial independence, reduces transaction costs, and enables seamless trade across emerging economies.